- These are given for medical, court fines, death and other unforeseen happenings beyond a member’s control.
- Cheque will be paid directly to the institutions except for death where the cheque is written in the name of the next of kin.
- Emergency loans are repaid within a period of 12 months.
- Interest charged at 1% per month on reducing balance method.
- Emergency loans have a maximum of Kshs. 600,000
- Member must clear the existing loan before applying for a new emergency loan.