• These are given for medical, court fines, death and other unforeseen happenings beyond a member’s control.
    • Cheque will be paid directly to the institutions except for death where the cheque is written in the name of the next of kin.
  • Emergency loans are repaid within a period of 12 months.
  • Interest charged at 1% per month on reducing balance method.
  • Emergency loans have a maximum of Kshs. 600,000
  • Member must clear the existing loan before applying for a new emergency loan.